Stripe

How to Set Up 2FA on Stripe

Secure a Stripe account with two-step authentication and design recovery practices for finance and operations teams.

Estimated time: 5-12 min Audience: Founders, finance teams, and operators Recovery: Team roles, Financial account risk, Verified recovery process

Official path

Personal details Two-step authentication Add authentication method Use an authenticator app Backup code

Before you start

  • Sign in on a trusted browser before you change security settings.
  • Decide who owns recovery if this is a shared team account.
  • Store the backup code in a secure offline place after setup.

Setup steps

  1. 01

    Open the Personal details page

    In the Stripe Dashboard, open Personal details and find the Two-step authentication section.

  2. 02

    Add the authenticator method

    Choose Add authentication method, then Use an authenticator app, and scan the QR code or choose Enter code manually.

  3. 03

    Confirm the code

    Enter the current code from the app to finish setup.

  4. 04

    Write down the backup code

    Stripe shows a backup code only once at the end of setup, so record it immediately and keep it safe.

Recovery and backup

Use the backup code

At sign-in, choose Sign in another way and use the backup code to get back into the account.

Reset the method if you still own the account

If you are the account owner or administrator, Stripe lets you remove or reset two-step authentication through the account recovery flow or the Team and security page.

Refresh the backup code after recovery

Once you are back in, generate a new backup code and replace the old copy immediately.

Common problems

Backup code is required

Stripe will show one backup code at setup time, and it is the fastest recovery path if the authenticator is lost.

Team owners may need to reset it

Shared accounts often require the primary owner or administrator to reset another user's two-step authentication.

SMS is weaker

Stripe recommends an authenticator app or hardware key over SMS because SMS is vulnerable to SIM swap attacks.

Reference checkpoints

Personal detailsTwo-step authenticationTeam and security